Contact us to learn more about a Line of Credit

Call us at 0 20 7150 6874 to speak to a loan specialist today.

Revolving line of credit for instant access to funds


How funding works

  • A business making more than £20,000 with owner(s) Credit Score above a 600 is provided with a revolving Line of Credit (LOC) at low rates
  • Rate range: 4.8%-24.99%
  • LOC is paid on a consistent predetermined schedule (weekly or monthly)
  • LOC terms are 6, 12, or 18 months
  • More funds are available to draw as the principal is paid down
  • Credit lines up to £250,000
  • Approvals are extremely fast, and the credit limit can increase as long as there is a good repayment history


Rates are based on

  • Credit score and profile
  • Time in business
  • Monthly revenue
  • Industry


Required documents

  • 3-6 months of recent bank statements or securely linking the business bank account
  • Application with basic details about the business and merchant
  • Driver’s license
  • Voided check
  • Proof of Address


Ask Yourself

  • Do you have any existing debt on your balance sheet? If yes, what are the balances owed and who are the balances owed to?
  • Do you anticipate needing funding anytime in the next 12 months?
  • What do you intend to do with the funds from a line of credit?


Good to know

  • Why not set up a line of credit now for a rainy day as you wont be paying anything until you draw from it
  • Repayment can be made on a weekly or monthly basis
  • Great option for business owners with a 600+ FICO score and grossing at least £20,000 per month

Credit Servicing

Provides unsecured working capital to small business owners on future credit card sales.

Find out more

What our clients are saying about our solutions

Our Financial Solutions and Business Services support our clients as they stay competitive and grow to keep our nation’s economy alive.

Accelerate the growth of your business

Equipment finance. Small Business Loans. Merchant Cash Advance. Factoring.



Over 100 funding specialists to keep you going


Financing options

15 financing options and small business products


Funding up to

Unsecured funding up to £2,000,000



Get funding in 48 hours

Subscribe to receive information and special offers

Interested in learning more about Premium Merchant Funding’s products and services? Sign up here to receive additional information.